Auto Accidents

Harper & Harper is a small, dynamic and aggressive law firm providing representation of individuals throughout the State of Indiana.

When to Hire a Car Accident Lawyer in the Insurance Claim Process

You’ve seen the ads on television telling you to call an injury attorney if you’ve been injured in an accident and not to wait or you may lose your right to sue. The ads don’t usually specify under what circumstances you should do so or how much time you have. Here’s help in determining whether or not an auto accident attorney is advisable or necessary.

The simplest, most clear-cut claims really don’t require an attorney’s assistance.

The simplicity lies in: a) clarity of liability (for example, the other guy was clearly at fault and acknowledges it); and/or b) injuries are minor with low medical bills and other expenses; and/or c) there are no extenuating circumstances requiring investigation, such as previously existing injuries to the same body parts, complicated scenario in the accident, uncertainties about coverage, or questions about the statute of limitations (the legal deadline for filing a lawsuit against the responsible party). You may not know these things right away. That’s why many injured claimants start out handling their own claim, only to hire the services of an attorney later.

It would be prudent to at least seek advice from an auto accident attorney when:

It is imperative that you consult an auto accident attorney when:

If yours is not a clear-cut case, be sure to consult with an attorney before speaking to an insurance adjuster. Doing so will save you from making statements to the adjuster that may be damaging to your claim, statements that you may later regret.